Sample Solution
Autism is a complex neurodevelopmental disorder that impacts the way an individual interacts with the world. Although it is typically diagnosed in childhood, many adults continue to experience its unique challenges and advantages throughout their lives. Adults on the autism spectrum are often characterized by difficulty understanding social cues, sensory sensitivities, rigid thinking patterns, obsessive interests, and communication deficits (Baron-Cohen et al., 2009). However, autism can also lead to alternative perspectives that can be beneficial in certain contexts.
Advantages of autism for adults may include strong analytical skills from intense focus and attention to detail; creative problem-solving abilities due to out-of-the box thinking; a tendency towards honesty and integrity; heightened intuition for recognizing patterns or changes in tone or behavior; increased immunity due to low exposure to germs from excessive hand washing rituals (Gillespie-Lynch et al., 2017); above average intelligence level which leads to success in STEM fields such as engineering or technology; and enhanced memory capabilities when language processing issues are absent (Tilbury & Wakefield 2015).
Although there are several potential advantages of being on the autism spectrum as an adult, it is important not to overlook some of the associated disadvantages in this population. Difficulty interpreting social cues can lead to misunderstandings with peers or coworkers resulting in negative evaluations at work or isolation among friends (Van Hecke et al., 2020). Sensory sensitivities may cause disruption during job interviews or public speaking engagements if sounds become overwhelming (Arnold & Aman 2016). Obsessive interests can make transitioning into adulthood more difficult if an individual does not have access resources needed pursue career related passions . Rigid thinking patterns may lead individuals feeling stuck due lack flexibility approach problems(Kupferstein et al., 2018). In addition , communication deficits further complicate any situation causing frustration both parties involved .
Ultimately, each person will experience autism differently depending age , environment , experiences etc so it important recognize every case unique & requires comprehensive assessment order understand particular advantages/disadvantages someone has before designing plan action help them achieve success future endeavors .
ch line of business can influence the safety net provider another way, consequently we attempt to take a gander at the Covid through the unique focal point of the insurance agency accounts. This approach might help agents, MGAs and clients to get the endorsing ramifications of the items that they sell/purchase.
Exhaustively, we attempt to investigate the P&L and monetary strength of an insurance agency.
As far as P&L, the safety net providers might expect that the benefit will lessen in the present moment yet the result firmly relies upon the gamble profile of their portfolio, the arrangements guaranteed and the costs structures. The venture methodologies likewise assume a key part in deciding the end-product.
Every one of the parts referenced above can be investigated in more detail to underline the principal openings that a back up plan requirements to oversee in this troublesome period.
Costs Design
One of the components that the insurance agency can straightforwardly control is the costs structure. Without a doubt, the working costs will increment in the present moment in light of the fact that various frameworks for business continuation should be embraced. In the same way as other different businesses, protection is trying telecommuting approaches which increment vulnerability on efficiency and adequacy of the staff. More vulnerability, as many gamble directors know, will build the costs. The gamble that safety net providers will confront, starting here of view, can be arranged into the functional dangers. As functional dangers, the back up plans need to consider likewise the effect of a potential business capability that can be genuinely impacted, by shut down, in view of the spread of the infection across the staff. We can call this chance key capability risk. As an immediate result, a key individual gamble for the head of the capability can emerge, seriously endangering the connections and the standing of the business. Also, in the event that the protection embraces reevaluating, one more wellspring of chance should be considered in light of the fact that an absence of assets in the outside accomplice will be an expense regarding worser support of the client (e.g claims delay). Also, the conclusion of the workplace will expand every one of the working costs.
Charges
The worldwide spread of the infection is driving the public authority to embrace drastic actions that emphatically affect the economy. For sure, the UK is under secure status, and that implies restricted monetary action that will result, to some extent for the time being, in diminished premium composed. This view can be shortsighted except if we refine the thinking.
Above we talked about the functional issues that can emerge from the pandemic circumstance. The issues can be reached out to the way that key capabilities hazard might make issues in the execution of endorsing contracts. Moreover, various variables should be viewed as like interest, supply and premium rates temporarily. The interest (volume of deals) can be variable across the items with Movement Protection, Occasion Protection and Business Interference as the best contender to be guaranteed in the Covid flare-up. From the inventory and premium rates side, the back up plans need to respond rapidly to the market by evaluating the approach phrasing and the premium. The greatest issue in this present circumstance is the conflictual position of the insurance agency. Without a doubt, if from one side the market would build the interest for certain items, the guarantor needs to control the expense of cases by barring or restricting the inclusion for Covid. Thus, the expansion popular would be repaid through the gamble the board moves made by the guarantors.
