Consumer-Driven Healthcare Plans

 

Many of the available consumer-driven healthcare plans (whether they are spending-account or tiered-model plans) are now categorized as high-deductible health plans. These plans are currently the fastest growing plan options on the market, growing over 25% in the past decade. Although they are low in cost, members’ willingness to access care in a high-deductible environment have brought about valid quality of care and access to care concerns.
What are the advantages and disadvantages of a high-deductible/consumer-driven health plan? How would you best explain these points to your employees if your organization were changing to this type of coverage? Explain these items in a 200-word peer-reviewed source supported analysis (vs. posting opinions). Remember to use in-text citations in your post.

 

Sample Solution

The 1998 movie Great Expectations is a film adaptation directed by Alfonso Cuaron. It is a more modern take on the classic novel by Charles Dickens.  It was set up in an 80s time period making the target audience of this film a younger generation. The movie included actors such as Ethan Hawke, Gwyneth Paltrow, Chris Cooper, and Anne Bancroft. The particular scene that I have chosen to write and elaborate on is the sequence when Finn is first brought into the Dinsmoor home. In this sequence you see Finn being brought on a tour throughout the extremely large home. Estella is leading Finn through the house, showing him all the nooks of the house, without leaving anything out. You can see that Finn almost looks inferior to Miss Dinsmoor and Estella. This sets up the consistent theme of money and wealth throughout the movie. It shows the first example of Estella thinking that she is worth more than Finn and his family as a whole. Throughout this sequence, themes of money and wealth are extremely prominent through cinematic elements of the position of the actors, the camera angle, the dialogue, and the color scheme.

The first cinematic element I decided to analyze in the film adaptation is the position of the actors. In this sequence of scenes, the actors are set up strategically as they walk through the house to exemplify the underlying idea that they think they are better than Finn and his family. While the two characters are walking throughout the house on the tour, the viewer can see that Estella walks ahead of Finn. The positioning of them ahead of Finn shows the unspoken idea that she is more important than him due to her wealth and socioeconomic status. The theme of wealth and socioeconomic status is set during this scene and then carried out throughout the rest of the film. It is visible that Estella walks around the home at a quick speed, not really giving Finn time to catch up. He is busy looking around at everything in the home and all the details, and Estella do

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