Ethics and Morals

 

 

You are a patrol officer in a state that prohibits the selling, giving, or sharing of any tobacco products with anyone younger than 18 years of age. Similarly, there is also a prohibition of selling, giving, or sharing any alcohol or alcoholic beverages with anyone younger than 21 years of age.

On your day off, you and several members of your shift have been invited to your sergeant’s home for a cookout. While standing around with the sergeant and a couple of your shift members, the sergeant’s daughter asks her father if he has any cigarettes. He hands her a pack of cigarettes out of his shirt pocket. Later, you notice the daughter and one of her friends sitting off to the side and both of them are drinking beers from cans. You know from a prior introduction that the daughter is 16 years old. Her friend looks to be the same age.

Analyze this situation and prepare a report that covers the following points:

Discuss all of your options in this scenario. Show how each option has a basis in an ethical system.
Provide background information from your home state regarding the behaviors described in the scenario. What do your state’s laws say about providing tobacco or alcohol to a minor?
Identify the utilitarian and deontological ethical philosophies of each option.
Describe what your response would be. Explain how your response would hold up if questioned by your captain.

 

Sample Solution

The 70% development on non-performing advances from 2015 to 2016 is unwanted for bank productivity, dissolvability and monetary turn of events (Lowland, 2016, IMF, 2016). Baabereyir (2009) and Ngwa (2010) thought that credit risk is the main gamble banks are helpless to and Ghanaian banks are no exemption.

Arrangement of portable cash administrations by media transmission organizations is seen as a danger by 55.6% of Ghanaian banks in the 2016 financial study. While versatile cash balance on float grew multiple times from 2012 to 2015with exchange volume of 266.3 million, conventional bank stores became by 116% from GHS 19.6 billion to GHS 42.2 billion for a similar period. Banks dread media transmission organizations are contenders rather than accomplices in the target of monetary consideration (Swamp, 2015; PwC, 2016).

End
Banks are irreplaceable to financial development. Sound guideline and oversight of the financial business is vital for cross country improvement (Allen and Carletti, 2008; Singh, 2010).

Execution of regulative and underlying changes repositioned the Ghanaian financial area from chapter 11, credit proportioning, low monetary intermediation, cash-ruled framework and loan cost controls to a market-based framework. Changes fortified the independence of the national bank to plan techniques, improved rivalry, prompting a very much promoted and productive industry directed by local and reception of global prescribed procedures.

Utilizing on innovation, multiplication of electronic financial administrations and items and the hope of banking areas of emerging nations outperforming those of created nations, Ghanaian bank entrance is projected to increment to rope in the unbanked people, address issues of high loaning rates to relieve the dangers inclined toward the area.

Suggestion
To bridle the ideal potential for advancement, the national bank ought to order banks and telecom organizations to team up to help rope in the unbanked people which has positive ramifications on monetary steadiness and macroeconomic turn of events (Mehrotra and Yetman, 2015; Burgess and Pand

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