Finance

 

1. A payment stream consists of three payments: $1,000 due today, $16,00 due in 90 days from today, and
$2,100 due 220 days from today. What single payment, 70 days from today, is economically equivalent to the
payment stream if money can be invested at a rate of 3.6% (use 365 days a year. do not round intermediate
calculations and round your final answer to 2 decimal places.)
What is a single payment? $
2.A $2,300 loan at 6.8% was repaid by two equal payments made 45 days and 90 days after the date of the
loan. Determine the amount of each payment. Use the loan date as the focal date. (use 365 days a year. do
not round intermediate calculations and round your final answer to 2 decimal places.)
What is the loan payment? $
3.To settle a $650 invoice, Anna can pay $640 now or the full amount 45 days later.
a.Which alternative should she choose if money can earn 11 3/4%? (choose one)
-pay $640 now
-pay full amount 45 days later
b. What rate would the money have to earn for Anna to be indifferent between the alternatives? (use 365 days a
year. don not round intermediate calculations and round your final answer to 2 decimal places.)
4.Payments of $2,800, due 50 days ago, and $3,300, due in 40 days, are to be replaced by payments of
$3,200 due today and the balance due in 30 days. What must the second payment be if the payee is to end up
in an equivalent financial position? Money now earns 8.35%. Use 30 days as the focal point. (use 365 days a
year. don not round intermediate calculations and round your final answer to 2 decimal places.)
What is the second payment? $
5. A payment of $910 scheduled to be paid today and the second payment of $1,200 to be paid in nine months
from today are to be replaced by a single equivalent payment. What total payment made today would place the
payee in the same financial position as the scheduled payments if money can earn 21/4%? (Do not round
intermediate calculations and round your final answer to 2 decimal places)
What is the equivalent payment? $
6. What was the principal amount of a loan at 11 1/2% if the total amount owed after 24 days was $795.97? (Do
not round intermediate calculations and round your final answer to the nearest whole dollar.)
What is the loan principal? $
7. The balance after 11 months, including interest, on a loan at 9.7% is $17,531.56. What are the principal and
interest components of the balance? (Do not round intermediate calculations and round your final answers to 2
decimal places.)
What is the principal component? $
What is the interest component? $
8. a $100,000 investment earned a 5.4% rate of simple interest from December 3, 2019, to May 16, 2020.
How much interest was earned? (Do not round intermediate calculations and round your final answer to 2
decimal places.)
What is the interest earned? $
9. Janesh has savings of $11,324.87. If he can invest this amount to earn 2.8%, how many days will it take for
the investment to grow to $11,500? Also, calculate the interest earned for this investment. (Do not round
intermediate calculations. Round “Number of days” UP to the next whole day. Round “Interest earned” to 2
decimal points.)
What is the number of days?
What is the interest earned? $
10. What amount paid on September 5 is equivalent to $2,500 paid on the following December 1 if money can
earn 6.5%? (use 365 days a year. do not round intermediate calculations and round your final answer to 2
decimal places.)
What is the equivalent value? $

 

 

Sample Solution

1. Official Summary

The motivation behind this article is to think about and assess two parts of my experience which are strife in bunch arrangement and group administration and relate that to authoritative conduct. The significant angles I have talked about on are struggle during the gathering arrangement, and group authority. This report has been separated into two segments:

In the principal area of the paper, I start by quickly showing the association (Media knowledge) I worked for as a Data Analyst and further keep depicting my experience and obligations. Also, I portray how Media Intelligence alloted a group under my duties to empower our specialization meet her month to month targets. The significant perspectives examined in this segment are the showdown I looked with one of my (colleague) associate during our gathering exercises and outline on the system I used to end the contention. By surveying my general execution emphatically and contrarily, I would have the option to gain from my missteps from the information I got a handle on from Organizational conduct, its speculations and apply them in future where significant.

In the subsequent area, I will quickly examine the preparation I got at media Intelligence and access my authority in my group.

2. Presentation

2.1. Brief introduction MEDIA INTELLIGENCE

Media Intelligence is a business counseling office made in 2002 by Rostand Tane situated in Cameroon-Yaoundé: Rue Elig-Essono adjacent to OAP and is represented considerable authority in giving vital information to organizations to better key arranging and basic leadership. The significant center exercises or administrations at Media Intelligence are media look into, showcase thinks about, focused knowledge, Media research and bits of knowledge (estimation, observing, and exhibitions). Each help has a division Unit as expounded in the outline beneath and each mondays each Head of Unit or Unit Executive needed to present contingent upon the quantity of customers every office had for that period or month. The introductions where for the most part organized as; giving an itemized instructions on the clients genuine and wanted needs, exhibiting how the work would be booked and arranged, and in conclusion giving arrangements (proposals if material) produced using current perceptions.

2.2. My Role and Core work

At Media Intelligence, I functioned as a Data Analyst and was blessed to be the Head of the Monitoring Unit. Heading the Monitoring unit suggested having some administrative and hierarchical abilities or limits since I was required to prepare, create, and deal with a group of 5 media scientists. Our center capacities and exercises in the Monitoring unit were as per the following: following publicizing Ads of every one of our Clients in the different Mass Medias: TV, Radio, Newspapers, Social Media, Outdoor (Ooh) which was the initial step. The subsequent advance was to give a point by point investigation on the week by week, month to month uses of our customers Ads consumptions, their rivals and BTL promoting efforts. The third step was to gauge the month to month broad communications consumptions everything being equal and order them by segment of movement as pursues: vehicles, Foods businesses, Beverage, Telecommunication, Air, Road Transportation, Forestry, Educational/Institutional, Financial(Banks, Insurance, credit Unions,) Health care and social, , Entertainment(Gambling, Lottery)… .and so forth. My job and capacities suggested sorting out, arranging, instructions, orientating, setting week after week targets and registration, revealing the gathering headway to the senior supervisor. As per Stephens (2000) [1] a group alludes to ”at least two interfacing and associated people who meet up, sharing obligations and utilizing integral abilities to accomplish explicit objectives”. There are various kinds of gatherings sorted under formal (structured by the association to accomplish explicit undertakings or accomplish objectives) and casual gatherings (which are by and large are social gatherings)

Formal gatherings

The order gatherings are made out of cross utilitarian groups (broken) which are people created from the association’s diagram and the people in that gathering report straightforwardly to the supervisor. Though the undertaking bunch then again are free and take their own obligations cooperating to finish an assignment. [1] We had an agreement with a media transmission publicist known as MTN who had marked a 5years sustainable agreement with the organization and close by, we had different customers like Uniliever, Guinness, and Afrikland First bank mentioning a similar help. The serious issue a large portion of this promoters confronted where with the media diffusers, who at times didn’t regard their programing neglecting to embed publicists Ads at required occasions as arranged by the media plan. Therefore this greatly affected sponsors in general tasks beginning from their promoting to their creation techniques coming about to a drop in deals and benefits edges to a certain expand.

Having numerous customers close by, I was alloted to deal with the observing unit which was made out of 3 young ladies and 2 young men. We worked as a cross practical group in light of the fact that the gatherings had been created by the Media insight. Media knowledge had made an exchanging framework where every month, the record officials (Team individuals) changed starting with one division then onto the next. This suggested every month, I worked with account administrators from various offices. The fundamental objective of this framework was empower the record officials acclimate with the various administrations the organization advertised.

2.3. Gathering Formation

There are a sure number of related speculations and methodologies related to assemble arrangement, for example, the equalization, Homan’s, propinquity and trade theory.[4],[2] The parity hypothesis which outlines the fascination between people having similar qualities, and frames of mind though the trade hypothesis then again depicts the advantages or rewards an individual gets in joining a gathering. Homan’s hypothesis is material to our gathering arrangement on the grounds that regardless of the challenges and discussions, we made due as a gathering finishing tuckman’s (1997) phases of gathering advancement. In spite of the parity hypothesis, we didn’t share anything for all intents and purpose given that my colleagues had diverse instructive foundations from the science and protection area to be exact and some even had a higher expert capability and experience than me.

Homan’s hypothesis recommends that the an ever increasing number of people get include in bunch exercises, the more grounded their collaborations and connection advance. Our collaborations developed bit by bit with time as we as a whole comprehended what we were attempting to accomplishing given the constrained time we had. As talked about over, the groups were undertaking bunches which had previously being doled out by the association and had been actualized in the Media insight’s authoritative outline. Tuckman (1997) proposed a 4 phase model which he later changed to a 5 model on the stages utilized in building up a gathering which are represented in the graph beneath in figure 1. In the sections underneath, I will give a detail investigation of Tuckman’s gathering improvement stages identified with my involvement with the Media Intelligence on how I had the option to deal with a group which had been shaped by the association and obscure to me.

a. Framing

At the degree of framing, the association had just delegated and allocated colleagues to every unit. During our first gathering that held at my office, I attempted to make a cordial domain whereby every individual was allowed to convey what needs be or herself contributing and sharing his thought, purpose of perspectives, encounters on how we could handle the work in order to meet the organization’s month to month objective. The checking unit’s objective was to submit 5 consistence reports month to month covering the distinctive mass Medias our customers expected us to screen their promotions, their rivals methodologies and item arrangements. I opened the gathering by presenting myself, exhibiting my instructive foundation (features on last degree), if some preparation on the idea of work did by the association, and recommended every part to introduce himself quickly. We later on continued in setting up our gathering rules like our gathering days, our correspondences frameworks, the significance of solidarity and the accessible assets put available to us.

In general, the framing was smooth as the gathering individuals where receptive, inspired, engaged and lively. Despite the fact that they were newly selected, I making the most of their energy, readiness, open inquiries, and jokes which exhibited their craving in satisfying the undertaking. We finished the principal arrange which is by and large described by vulnerability and tension as proposed by Fred Luthans (1997). [4] The significant results of the shaping stage which suggests understanding the gathering’s motivation, deciding how the groups would be composed, and understanding their significant jobs or what is being required from them.

b. Raging

At the degree of raging, I proposed to make a calendar or timetable we needed to pursue which could empower us handle the work effectively and guarantee we were improving at the correct pace. So I prescribed each colleague to set their very own every day and week by week goals as far as information investigation, audits, and work done as such as to know whether the person in question was improving given the voluminous measure of work we had. I gave a lot of techniques, which I accepted were the fattest methods for achieving our gathering objectives.

I was quickly tested by a woman who questioned, proposing it was smarter to work deftly in light of the fact that weight in meeting her week after week objectives could influence her exhibition (prompting slip-ups and stress). Her recommendations were very fascinating however made a little quietness for some time, and I needed to get some information about their contemplations and purpose of perspectives given that we had 4 TV and 5 Radio channels to process, compose the gathering of indoor and open air information. More to that, we additionally had every day press audits and online life screen

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