The big five are 5 personality traits

The big five are 5 personality traits that seem to make up the majority of personality. Using the link below, take the brief test for assessing the big five traits in yourself. (Please note, this is a free, online screening test; it is not inclusive but gives a decent estimate.) Consider your results; how accurately do you think they describe you? You can have some fun with it and also compare your results with someone else’s results. How accurately did you guess the other person’s results?

Ch. 6 The 16PF Who Are You? Apply it to You
The 16 PF is a personality test developed by Cattell. While the complete test is much more lengthy, and the results much more inclusive, a shortened version of the test can be taken online for free. This brief, free screening test is more like a combination of the 16PF and the Myers- Briggs Test. The results are fun to read and fairly accurate, especially considering that you are only taking an abbreviated version of the test. There is no need to buy a more in-depth test report; the free report is sufficient for this class.

Follow the link below to take the test. It should take about 5-10 minutes to complete. Answer honestly (no one will see the results but you!). What were your results? How accurate was the test in describing you?

The Big Five is an essential trait theory, which holds the five main traits, in various combinations, with all its related facets and aspects, provide a basic understanding of personality.

On page 211 of your text, one researcher has identified 5 basic and universal questions that people need to ask a person if they want to learn everything essential about that person. These five questions basically help assess the Big Five aspects of personality. Refer back to your discussion post from ch. 1, when you identified 5 questions you would ask someone if you are trying to get to know them as quickly and completely as possible. How well did your five questions match up with these 5?

Thus there is huge contrast between the Return on Equity of HDFC, ICICI, AXIS, YES and Kotak Mahindra banks.

Net overall revenue (NPM): Net Profit Margin is equivalent to total compensation or benefits partitioned by all out income, and speak to how a lot of benefit every dollar of offers produces. Net overall revenue communicates the proportion of net benefits to incomes for an organization. The net overall revenue represents the amount of every dollar gathered by an organization as income is changed over into benefit.

NPM = Net Income/Revenue

Table 3 – Net Profit Margin ( NPM in % )


2014 20.61 22.30 19.20 16.1 20.6

2015 21.07 22.30 20.50 17.3 22.9

2016 20.41 17.20 20.80 18.7 17

2017 20.99 16.70 20.20 20.3 22.1

2018 21.79 12.40 8.8 20.8 24.7

Normal 20.97 18.18 17.9 18.64 21.46


Translation: From Table 3, it very well may be seen that Kotak Mahindra has the most noteworthy NPM of 21.46, which suggests that for each INR 100 the bank has earned INR 21.49. The HDFC bank follows the

Kotak Mahindra with NPM of 20.97. The NPM of Kotak Mahindra has expanded enormously when contrasted with other chose banks.

Table 4 – One Way ANOVA for NPM


Wellspring of Variation SS df MS F P-esteem F crit

Between Groups 55.1617 4 13.79042 1.22105 0.333243 2.866081

Inside Groups 225.878 20 11.2939

Complete 281.04 24

Aftereffect of Hypothesis testing:

From the table 4, as the determined worth 1.22105 is lower than the basic worth 2.866081 at 5% level of hugeness, the invalid speculation is acknowledged. Subsequently, there is no noteworthy contrast between the Net Profit Margin of HDFC, ICICI, AXIS, YES and Kotak Mahindra banks.

Profit for resources (ROA): Return on resources shows how beneficial an organization is comparative with its absolute resources. ROA gives any financial specialist a manual for assess how productive an organization’s administration is utilizing its advantages for create income. Profit for resources is shown as a rate

ROA = Net Income/Total Assets

Table 5 – Return on Assets ( ROA in %)


2014 1.72 1.5 2

2015 1.73 1.5 1.6 1.5 2

2016 1.73 1.1 1.6 1.5 1.4

2017 1.68 1 1.5 1.4 1.8

2018 1.64 0.7 0.6 1.4 1.8

Normal 1.35 1.16 1.36 1.46 1.8


Understanding: From the table 5, we can decipher that Kotak Mahindra bank has the best yield on resources esteem with 1.8% , followed by Yes manage an account with 1.46%. The most steady bank regarding ROA is Kotak Mahindra bank.

Table 6 – One Way ANOVA for ROA