Adults living below the poverty line

 

In 2018 nearly 1 in 10 older adults (5,147,000) lived below the poverty line. The median income was $34,267 for men and $20431 for women.

When we consider this level of poverty and the costs of health care, it is easy to see at least one of the challenges.

As soon to be leaders in the care of the older adult, how might you assist the older adults access community resources to help with the costs of health care and other living expenses?

2019 Profile of Older Americas. U.S. Department of Health and Human Services. Published May 2020.

Sample Solution

As soon to be leaders in the care of the older adult, here are some ways we can assist them in accessing community resources to help with the costs of health care and other living expenses:

  1. Identify and connect older adults with relevant community resources. This could include government programs, non-profit organizations, and faith-based groups that provide financial assistance, health care services, and other support.
  2. Help older adults navigate the application process for government programs. This can be a complex and daunting process, so providing assistance can make a big difference.
  3. Educate older adults about their rights and benefits. Many older adults are not aware of all the resources available to them, so providing information can help them get the help they need.
  4. Advocate for policies that support older adults. This could include advocating for increased funding for government programs, expanding access to health care, and making it easier for older adults to stay in their homes.
  5. Volunteer our time to help older adults. This could involve providing transportation to medical appointments, helping with meal preparation, or simply providing companionship.

Here are some specific examples of community resources that can help older adults with the costs of health care and other living expenses:

  • Medicare: Medicare is a federal health insurance program for people age 65 and older, as well as people with certain disabilities. Medicare covers a wide range of health care services, including doctor visits, hospital stays, and prescription drugs.
  • Medicaid: Medicaid is a joint federal-state health insurance program for low-income individuals and families. Medicaid covers a wide range of health care services, including doctor visits, hospital stays, and long-term care.
  • Supplemental Security Income (SSI): SSI is a federal program that provides financial assistance to low-income individuals who are aged 65 or older, blind, or disabled. SSI can help with the cost of food, housing, and other living expenses.
  • Food stamps: Food stamps are a federal program that provides financial assistance to low-income individuals and families to help them buy food.
  • Housing assistance: There are a variety of government programs that provide housing assistance to low-income individuals and families, including Section 8 vouchers and public housing.
  • Transportation assistance: There are a variety of government programs that provide transportation assistance to low-income individuals and families, including paratransit services and discounted bus passes.

In addition to these government programs, there are also a number of non-profit organizations that provide assistance to older adults. These organizations offer a variety of services, including financial assistance, health care services, and transportation assistance.

By identifying and connecting older adults with relevant community resources, we can help them to afford the cost of health care and other living expenses. This can help them to maintain their independence and quality of life.

In addition to the resources mentioned above, there are a number of other ways that we can help older adults access community resources. For example, we can:

  • Create directories of community resources that are accessible to older adults.

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