All state Insurance is publicly traded

at
Categories
Tags

 

All state Insurance is publicly traded, so it must file standardized reports with the Securities and Exchange Commission. The annual report to the SEC is known as the 10K. Review the company’s 10K for 2021 and answer the following questions. The answers should be in your own words – do not simply copy from the 10K. A comprehensive response will probably require 3-4 pages (single spaced). When you cite financial results of the company, indicate where you found them (page #). All state’s 10K: https://www.allstateinvestors.com/static-files/e16e5a33-abc6-4544-b486-df19cbaf3db4
1.What kinds of insurance does the company sell? Provide premium amounts and observations.
2.What delivery methods do they use? (agency/sales approaches) Discuss their strategy.
3.Identify and briefly describe three regulatory matters that are important to the company.
4.Identify and briefly describe three key competitive challenges they face.
5.Identify and briefly describe three insurance risks that are especially important to the company.
6.Briefly describe their concerns about financial market risks.
7.How much premium did they earn in 2021?
8.What was their Net Income in 2021 (after tax)?
9.Compare that net income to the prior two years – why might there be differences?
10.Bottom line – what is your opinion of the company and its outlook? Offer a justification for your answer.

 

 

Sample Solution

Section I: INTRODUCTION TO THE STUDY Introduction The country is encountering a basic deficiency of medical care suppliers, a lack that is supposed to increment in the following five years, similarly as the biggest populace in our country’s set of experiences arrives at the age when expanded clinical consideration is vital (Pike, 2002). Staffing of emergency clinics, facilities, and nursing homes is more basic than any time in recent memory as the huge quantities of ‘gen X-ers’ start to understand the requirement for more continuous clinical mediation and long haul care. Interest in turning into a medical caretaker has disappeared lately, likely because of the historical backdrop of the extraordinary and requesting instructive cycle, low compensation, firm and extended periods of time, and fast ‘wear out’ of those rehearsing in the calling (Wharrad, 2003). A complex oversaw care climate in this country is restricting the dollars accessible to be spent on nursing care. Numerous wellbeing callings, particularly

This question has been answered.

Get Answer