Sample Solution
Barriers to earlier bowel screening from patient`s perspective
Bowel cancer screening checks if you could have bowel cancer. The screening aims to reduce deaths from bowel cancer by detecting early signs of the disease. Prior studies have established several patient-level barriers to CRC screening, including fear, embarrassment, bowel preparation, lack of provider recommendation, and logistical barriers, such as cost and lack of transportation (Nagelhout et al., 2017; Jones et al., 2010; McLachlan et al., 2012). Lack of awareness, low perceived susceptibility, and attitudes about the futility of treatment also affect screening (Honein-AbouHaidar et al., 2016; James et al., 2011).
Indian Banking, Gyan Management (2007)” has concluded that Indian banking has undergone transformation from domestic banking to the international banking. Mergers and acquisitions, globalization of players, development of new technology, universal banking and human resource in banking, profitability, rural banking and risk management are the major trends that transform the banking industry globally. The major challenges that the banking industry face in India are the capital adequacy norms under Basel I and II, technological innovations and free trade agreements.
Nishit V. Davda in his research paper “A Comparative Study of Selected Private Sector Banks in India (2012)”, has examined the economic performance and sustainability of six major banks in the private banking sector – ICICI bank, HDFC bank, AXIS bank, IndusInd bank, ING VYSYA bank and Kotak Mahindra bank. The profitability position of the selected banks for a period of ten years from 2002 to 2011 was analysed. The study identifies that HDFC has performed better in terms of Earning per Share (EPS) than other selected banks during the aforesaid period. The study also identifies that Kotak Mahindra bank was the best performer in terms of Net – Profit Margin (NPM), followed by HDFC bank. ICICI bank has the highest Return on Assets (ROA) when compared to other selected banks.
Objectives of the Study
- To analyze the profitability position of the selected private sector banks
- To ascertain the factors that influences the investment decision making
- To ascertain the best investment decision
Hypothesis
HO: There is no significant difference between the selected variables of selected banks
H1: There is a significant difference between the selected variables of selected banks
METHODOLOGY
The study covers five private sector banks in India – HDFC bank, ICICI bank, Axis bank, Yes bank and Kotak Mahindra bank from financial year 2013-14 to 2017-18. The secondary data was used for the purpose of this study. All the secondary data used in the study was collected from Equitymaster (www.equitymaster.com) database. The secondary data was used to determine the profitability position of the banks. The variable which were considered for determining the profitability position were Return on Equity (ROE), Net Profit Margin (NPM), Return on Assets (ROA), Price to Earnings ratio (P/E), Debt to Equity ratio (D/E), Net Non – Performing Assets (NPA), Earnings per Share (EPS) and Dividend per Share (DPS). The Porter’s five forces model was used to analyse the banking industry. The following methods were used to analyse the data:
