Collaborative Technologies and the Internet of Things (IoT)

Description

Conduct research and write a paper on either collaborative technologies or the Internet of Things. In your paper, address the following:

1- Briefly define the technologies you chose (collaborative technologies or IoT technologies).
2- How and why are organizations using these technologies? Provide one real-world example.
3- What are the benefits these technologies provide to organizations? Are there any cost savings organizations might realize by utilizing such technologies? Explain.
4- How do these technologies benefit internal and/or external users?
5- What are some challenges or potential problems of using such technologies? Do the benefits outweigh these concerns? Explain.

Conversation AND ANALYSIS

This examination inspected a couple of chosen determinants which assists with deciding the benefit position of five chose private segment banks in over India over a time of 2013-14 to 2017-18. The determinants utilized were Return on Equity (ROE), Net Profit Margin (NPM), Return on Assets (ROA), Price to Earnings proportion (P/E), Debt to Equity proportion (D/E), Net Non – Performing Assets (NPA), Earnings per Share (EPS) and Dividend per Share (DPS). In view of the survey of assemblage of existing writing the most ordinarily utilized determinants to discover the gainfulness position of the bans are Return on Equity (ROE), Return on Assets (ROA), Price to Earnings proportion (P/E), Net Non – Performing Assets (NPA), Earnings per Share (EPS) and Dividend per Share (DPS).

The table 1 speaks to the ROE of chose banks shows that Yes bank has 17.92% ROE which is most elevated when contrasted with other chose banks, which demonstrates that Yes bank is generally gainful as far as ROE. The table 5 speaks to ROA of chose banks shows that Kotak Mahindra bank has 1.80% ROA which most elevated contrasted when contrasted and other chose banks. In an ongoing report which included three private segment banks in India during the time of 2006 to 2012 P. Hanumanth Rao and Dutta (2014), found that ROE and ROA are one of the devices to decide the gainfulness position of banks. The higher the ROE and ROA of a bank higher is the productivity position of the bank. The ROE of a bank speaks to how a lot of benefit the bank has created by utilizing its investors’ cash while ROA of a bank speaks to how effective the bank’s administration is utilizing its advantages for produce higher benefits.

The table 3 speaks to the NPM of chose banks; the Kotak Mahindra bank has a normal of 21.46% of NPM in the time of 2013-14 to 2017-18. It shows that Kotak Mahindra bank was most gainful terms of NPM. The Table 9 speaks to the D/E proportion of the chose banks, the lower the D/E proportion, better is the exhibition of the bank which additionally infers that number of defaulters is low. The D/E proportion is least for Kotak Mahindra keep money with 4.96%; which demonstrates that Kotak Mahindra is generally productive as far as D/E proportion. The examination directed by Singla, H. K. (2008), found that NPM and D/E proportion are the fundamental drivers of productivity of banks.

The table 13 speaks to the EPS of chose banks; the EPS of HDFC bank is most noteworthy with a normal of INR 51.84. The table 15 speaks to the DPS of chose banks; HDFC bank has a normal of INR 9.61 which is most noteworthy when contrasted with other chose banks. In the investigation led by Nishit V Davda (2012) it was discovered that at whatever point the presentation of a bank expands, at that point the EPS of previously mentioned bank in the long run builds which suggests that EPS demonstrates the exhibition of the banks. HDFC bank is generally productive regarding both EPS and DPS.

The table 7 speaks to the P/E proportion of chosen banks; Kotak Mahindra bank has the most elevated P/E proportion of 28.92%. The table 11 speaks to the Net NPA’s of the chosen banks; the HDFC bank has the least Net NPA of 0.34%. The P/E proportion demonstrates how much the speculators are eager to pay per dollar of income. Henceforth, a higher P/E proportion is better and shows that banks execution is superior to anything its friend gathering. The Net NPA of a bank speaks to the part of advance or advances that are in default or falling behind financially on booked installments of head or premium.