Financial services

Pick a bank or financial services firm you would like to analyze. The bank should be publicly traded and have a minimum market capitalization of $20 billion. You may use many sources to verify the market cap, including but not limited to Yahoo or Google finance pages. Once you have your bank selected, you must also identify a competitor that is similar in size and operations. After you have picked your bank and your competitor, you will construct an Excel workbook with 5 sheets. The five sheets should be:
1. Ratios
2. Your bank’s balance sheet
3. Your bank’s income statement
4. Your competitor’s balance sheet
5. Your competitor’s income statement

For all of the balance sheets and income statement pages, you should download the actual statements from a financial website such as Google® or Yahoo® Finance. If you used Internet Explorer as your browser and Yahoo Finance as your website, you can simply right click on the statement and then click “Export to Excel.” Your statements should have three years of data and look something like this:

Once completed, you will have four statements total. The next step is to create the ratio page. To do this, you will calculate the following ratios: Return on Equity Return on Assets Net Interest Margin Current Ratio P/E Ratio (Use the stock price that matches the statement date. This can be found using the historical prices link on both Yahoo and Google Finance). You will need to calculate the ratio for each of the last three years for each company. You should use cell referencing to calculate the ratios. Your final sheet should like something like this:

 

 

Sample Solution

Topographically, Ruritania is generally situated between domains that would have been called Saxony and Bohemia in Hope’s time. It has become a conventional term, both concrete and theoretical, for a nonexistent pre WW1 European realm utilized as the setting for sentiment, interest and the plots of experience books. Its name has been given to an entire type of composing, the Ruritanian sentiment, and it has spread outside writing to a wide range of other areas.4

This paper will examine Petru�elkov�’s (P) (1994 (1940))5 Czech form of the short-novel-length Biggles Goes To War (BGW; Biggles Let� na Jih (BLJ) in Czech), set in Maltovia, portrayed in plot as a little Ruritanian-type 6 nation with a German-type upper-

class found “somewhat toward the north-east of the Black Sea, depicted by its diplomat to London as “� ..just barely in Europe. � . Asia � . isn’t a long way from our eastern frontier”.7 Its classification echoes Hope’s somewhat, e.g., Max/Ludwig Stanhauser, von Nerthold, Janovica, Bethstein, Menkhoff, Vilmsky, Klein, Nieper, Gustav, and so on. Maltovia is undermined by its neighbor Lovitzna, a marginally bigger nation, additionally Ruritanian to the extent can be judged, depicted by the Maltovian diplomat as: “� another state, not huge, as nations in Europe go, yet bigger than we are.” Johns gives minimal enough genuine data on Maltovia, and even less on Lovitzna, in spite of the fact that the names he cites for the last nation, e.g., Zarovitch (the name of the decision administration), Hotel Stadplatz, Shavros, Stretta Barovsky, do extend a Ruritanian picture like that of Maltovia. Lovitzna is building up an aviation based armed forces with the help of European educators, and the story starts with the Maltovian diplomat in London asking Biggles, Algy, and Ginger to create one for Maltovia to counter the danger from Lovitzna.

BGW incorporates scenes, for example, e.g., Biggles telling a German pilot that local people “dislike us, you know, they are volatile (93; No. 17 underneath)”, which may have evoked unwelcome pictures and meanings among Czech perusers, particularly during the period when BGW and BLJ were first published.8 The arrangement picked by P to deal with such circumstances has been to go one little above and beyond than interpretation, and to transpose the story, moving Maltovia to some unclear spot in
Whittlesey 2012 sets up an exhaustive continuum for any exchange of any substance starting with one medium then onto the next, principally, however not only, including language to language, language to different mediums, e.g., pictures (films, kid’s shows, and so forth.) or from different mediums to different mediums, with interpretation, comprehended as in exactly the same words replication in the thin sense, at the one end, transposition including different degrees of free rendering of the source, and adjustment saw as the uttermost expelled from the source. He calls attention to that genuine interpretation in the thin sense he proposes is somewhat confined then again, with numerous guidelines: exclusions of words, expressions, and sentences, not to mention entire segments, is disliked, as are augmentations, or bends of the source or its purpose. Interpretations must summon a similar picture as the source messages and pass on their content.9 The exactness of an interpretation must be obvious, which is considerably less simple for transposition or adaptation.10

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