Personal Financial Management

 

Building a Stock Portfolio

You have $50,000 to invest in stocks. Choose 4 COMPANIES to invest in, and using the knowledge gained from the text and from watching this week’s videos, explain why you chose those stocks.

Sample Solution

Given the current market conditions and a budget of $50,000, I have chosen to invest in four companies that offer long-term growth potential.

The first company is Microsoft Corporation (MSFT). Microsoft has been a leader in technology for decades and continues to be an innovator in the industry. With their cloud computing platform Azure, they are now well positioned to compete with other tech giants such as Amazon and Google. Additionally, their enterprise software solutions are widely used by businesses around the world. It also pays a dividend yield of 1.37% which makes it an attractive option for those looking for income while investing in stocks.

My second selection is Apple Inc (AAPL). The company’s iconic products such as iPhones and Macs continue to be popular among people from all walks of life, making them one of the most recognizable brands on the planet today. They also boast strong financials with their cash reserves reaching over $100 billion dollars at last count which indicates plenty of room for future expansion opportunities or stock buybacks should the situation arise.

Next is Facebook Inc (FB). This social media giant has earned its place amongst tech titans like Microsoft due to its powerful user base numbering more than 2 billion monthly active users worldwide. Furthermore, they have diversified their offerings into other fields such as virtual reality headsets and payments services making them even more appealing for investors.

Finally, I chose Johnson & Johnson (JNJ) because it provides exposure to multiple sectors including healthcare, pharmaceuticals and consumer goods through its numerous subsidiaries spanning across many industries. It’s track record speaks volumes—it has been paying uninterrupted dividends since 1945! Not only that but it offers shareholders a dividend yield of 2%.

I selected these four companies because I believe they provide diversity when constructing my portfolio; two are blue chip technology stocks offering high returns potential whereas another two come from different sectors yet both pay meaningful yields—allowing me to benefit over time regardless if markets dip or rise significantly over short periods of time..

Sequentially, the lessons following on from this all activities focussed on numeracy. Students need to have a key understanding of mathematics in order to incorporate these skills in to the programming activities. REFER TO LITERATURE HERE. WHY DO STUDENTS NEED TO KNOW THIS. There are lots of opportunities in Computer Science when numeracy can be applied. In every activity students conducted, they related to real life examples (Appendix). As can be seen from students work, we started from the foundations of basic addition of two integers then built on this once the foundations where in place. Teaching Standard 4 states that as teachers we need be aware of pupils’ capabilities and their prior knowledge, and plan teaching to build on these (DfE, 2011). The lesson plans support this and it was vital I knew about students capabilities and the series of lessons built on their already existing knowledge. If students lacked in numeracy skills, they would not have been able to progress through the activities as students were required to test the outcomes of each program (student work). If students do not understand basic number systems, BIDMAS and data type’s students would not know if their outcome was correct. To support learning, students had a printed version of the comparison operators that would be used in the activities.

The activities conducted differentiated in difficulty with students progressing at their own rate. Throughout all the lessons there were plenary’s to collaborate learning and discuss key features of Python and their coding.

Assessment took place throughout the series of lessons. This was the first 3 lessons of a series of 8. Students conducted various programming activities after being taught the content. Brown and Knight (1994) stated that assessment is important as it is a performance indicator for both staff and students and provides opportunities to remedy mistakes. High quality verbal feedback was given during every programming activity and this motivated students. Teaching Standard 5 states that we should give pupils regular feedback, both orally and through accurate marking, and encourage pupils to respond to the feedback. (APPENDIX) I used terms such as ‘almost’ and ‘nearly’ during verbal feedback encouraging the correct response from the student, rather than them relying on me giving them the answer; a term Davies (1998) called evaluative listening.

Students began to learn from their mistakes and highlight mistakes in their evaluations. Nightingale et al. (1996) stated that assessment should also focus on team-working, problem solving and communication skills. These skills are transferable skills that can be used in many different subject areas, plus in society. Not only did the discussions during my lesson highlight this but it gave chance for me to

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