Describe the differences among factors contributing to employee motivation and how these differ from factors contributing to dissatisfaction.
outputs are measured and efficiency scores have been determined for the period of 1999-2003. The efficiency is measured in terms of capital adequacy; the study concludes that the State Bank of India has highest efficiency level followed by private banks and other nationalized banks.
S. S. Rajan, K. L. N. Reddy and V. Pandit in their research paper “Efficiency and Productivity Growth in Indian Banking (2011)”, have examined the technical efficiency and productivity performance of Indian scheduled commercial banks, for the period 1979-2008. Using semi-parametric estimation methods they have model a multiple output/multiple input technology production frontier.
P.S Subbarao in his study “Changing Paradigm in Indian Banking, Gyan Management (2007)” has concluded that Indian banking has undergone transformation from domestic banking to the international banking. Mergers and acquisitions, globalization of players, development of new technology, universal banking and human resource in banking, profitability, rural banking and risk management are the major trends that transform the banking industry globally. The major challenges that the banking industry face in India are the capital adequacy norms under Basel I and II, technological innovations and free trade agreements.
Nishit V. Davda in his research paper “A Comparative Study of Selected Private Sector Banks in India (2012)”, has examined the economic performance and sustainability of six major banks in the private banking sector – ICICI bank, HDFC bank, AXIS bank, IndusInd bank, ING VYSYA bank and Kotak Mahindra bank. The profitability position of the selected banks for a period of ten years from 2002 to 2011 was analysed. The study identifies that HDFC has performed better in terms of Earning per Share (EPS) than other selected banks during the aforesaid period. The study also identifies that Kotak Mahindra bank was the best performer in terms of Net – Profit Margin (NPM), followed by HDFC bank. ICICI bank has the highest Return on Assets (ROA) when compared to other selected banks.
