rdano is a smart contract blockchain platform, the first one to evolve out of scientific philosophy. Unlike Ethereum or EOS, Cardano is trying to fix some of the platform issues that have been ongoing for years, such as scalability and democratized voting. Cardano focuses on protecting its users’ privacy rights while also taking into account the needs of regulators.
Cardano is the name of the platform, while ADA is the token used in the networks’ transactions. They are challenging Ethereum’s dominance in the smart contract world by developing their own programing language similar to Ethereum, but they are focusing more heavily on being interoperable between other cryptocurrencies. They focus on transparent, open-source software development. Cardano’s multi layer platform solved blockchains’ scalability, interoperability and sustainability problems.

Ripple (XRP)

Ripple’s software enables banks to use a cross-border payments service while lowering their total cost of settlement. Ripple uses XPR, their token, to make cross border payments, typically taking 3-5 days to settle. Ripple’s goal is to make these transactions fast, secure and cheap for institutions. Ripple is a company that is aiming to improve the speed of financial transaction for banks and payment providers across international borders.

The company is currently comprised of over 150 people, making it the biggest cryptocurrency company. They have made substantial progress and continue to deliver on their roadmap promises. Multiple partnerships have been formed with Ripple to help facilitate bank settlements. They are led by CEO Brad Garlinghouse, who has an impressive background which includes high positions in other technology companies such as Yahoo and Hightail. As a centralized organization, Ripple has more direct control over the direction of XRP.

Lisk

Javascript is the most prominent programming language in the developer community currently. Lisk is a decentralized network that enables developers to deploy their own side chains off the Lisk Blockchain. These side chains are fully customizable which enable users to change the parameters within t