Choose an entire movie, a director or an acting performance in any of the viewed films and make your personal approach based on the facts and analysis of the film or the actor’s character.
The Empirical evidence on the US banking sector is due to Berger(1995),Neeley and Wheelock(1997) and Angbazo(1997).Berger(1997) performed a study on the US banking system to determine the relationship between the Return of equity(ROE) and Capital Asset Ratio(CAR) for a sample of US banks from the period of 1983 – 1992.He used the Granger Causality Model, to show that the Return of Equity and Capital Asset Ratio are positively related Neeley and Wheelock (1997) performed a similar study to explore the profitability of sample of insured banks in US between the period of 1980 – 1995.They found that bank performance has a positive relation to the annual percentage change in the state’s per capital income. Anghazo(1997) conducts a study that investigates the determinants of bank Net interest Margin(NIM) for a sample of Us bank between the period of 1989 – 2003.
His results for the Pooled sample document show that default risk, opportunity cost of non-interest bearing reserves, leverage management efficiency have all got a positive return to the bank’s interest spread. .
Barajus et al (1999) conducted a study on the significant effects of financial liberalization on interest margins for banks in Columbia. However the overall spread of the financial reform has not reduced; there was relevance between the different factors that affected bank spreads by such matters. Afanasieff et al (2002) did a study using panel data techniques to determine the main determinant s of Brazil banks interest spread. A two step approach was used to measure the relative impacts of micro and macro- economic factor due to Ho and Sanders (19981).The outcome of the results suggest that macro economic variables were more accurate to determine the interest spread of Brazilian Banks.
Determinants of Tunisian bank performance was investigated by Ben Nacear and Goaied (200 1) during the period of 1980 – 1995.Their results indicates that banks who have struggle towards the improvement of labour and capital productivity have the best performance, these banks have to maintain a high level of deposit accounts relative to their assets and those whose equity have been reinforced.
